# Fernbank Wealth

Fernbank Wealth, based in London E4 8EU, is a boutique financial planning practice led by Miles Novotny, a Chartered Financial Planner. Operating as a Partner-owned firm under the St. James's Place network, they combine institutional expertise with personalised, relationship-driven advice.

The business caters to individuals seeking comprehensive wealth management across all life stages—whether building initial wealth, growing existing assets, protecting against risk, or preserving capital for retirement and beyond. They work particularly well with professionals, business owners, and those approaching or in retirement who value clarity and long-term planning.

What distinguishes Fernbank Wealth is their "Lifestyle Financial Planning" philosophy, positioning money as a tool to enable the life clients actually want to live, rather than treating wealth in isolation. This human-centred approach emphasises clear communication and making the planning process genuinely engaging rather than opaque or intimidating.

The firm prioritises sustainable, responsible investing aligned with modern environmental and social values. Their practice is built on long-term client relationships where trust and transparency form the foundation. Testimonials consistently highlight Miles's ability to demystify complex financial concepts, his responsiveness, and his proactive approach to identifying opportunities.

Rather than pursuing transactional business, Fernbank Wealth focuses on understanding each client's complete financial picture and life goals, delivering tailored advice that genuinely adds value over decades of partnership.