# Imperial Chartered

Imperial Chartered is an independent financial advisory firm based in Cardiff that provides bespoke financial planning services to individuals, trusts and businesses across the UK. With over £250 million in assets under management, the firm specialises in pension and retirement planning, investment advice, and inheritance tax planning.

What distinguishes Imperial Chartered is their commitment to whole-of-market, independent advice. Rather than recommending products from a limited panel, their advisers research and analyse the entire range of solutions available, enabling genuinely impartial recommendations tailored to each client's circumstances. This independence is reinforced by their chartered financial planner status—an exclusive accreditation awarded only to firms meeting rigorous professional and ethical standards.

The firm operates an internal investment committee that continuously reviews and evaluates products and investment solutions across the market, ensuring recommendations remain current and optimal. This structured approach, combined with their focus on demystifying financial jargon, helps clients understand complex concepts and make informed decisions.

Imperial Chartered particularly excels in helping over-55s navigate flexi-access drawdown arrangements, allowing clients flexibility in drawing pension income. Their experienced team prioritises long-term relationships built on understanding individual goals—whether that's meeting financial targets, maximising pension benefits, managing retirement income, or effective wealth preservation and inheritance tax planning.