# PM Independent Financial Services

PM Independent Financial Services is an FCA-authorised financial advisory firm based in Colne, Lancashire, serving clients throughout the North-West. The business specialises in comprehensive financial planning, helping individuals navigate complex decisions around protection, wealth management, pensions and investments.

What distinguishes PM Independent Financial Services is their client-centric approach and reputation built on word-of-mouth recommendations. Rather than employing high-pressure sales tactics, they take time to understand each client's individual circumstances and needs before recommending suitable products. This consultative method has earned them testimonials praising their professionalism, lack of hard sell, and clear communication throughout the process.

The firm particularly excels in financial protection advice, with clients highlighting how advisers like Lianne demystify different protection options, enabling confident decision-making. Their collaborative approach means working with clients to identify the most appropriate providers and products, rather than pushing predetermined solutions.

Operating with strong values centred on customer focus, integrity, and innovation, PM Independent Financial Services maintains professional contacts across the region, allowing them to source solutions tailored to individual circumstances. They prioritise transparent communication at every stage, ensuring clients feel supported and informed throughout their financial planning journey.

Whether clients are exploring protection for the first time or require sophisticated wealth management advice, PM Independent Financial Services combines accessibility with professional expertise, making complex financial planning achievable for ordinary people.