# Acumen Pensions and Investments

Acumen IFA is an independent financial adviser based in Oldham, Greater Manchester, serving clients across the region since 1995. They provide unbiased, impartial financial planning and wealth management advice tailored to individuals and families at all stages of life.

The firm specialises in retirement and pension planning, helping clients envision and achieve their ideal retirement through guidance on personal and workplace pensions. They also offer comprehensive investment advice, whether for first-time investors or those expanding existing portfolios. Beyond these core services, Acumen arranges insurance and protection products including life cover, critical illness, income protection and mortgage protection, whilst securing competitive rates unavailable through standard comparison sites.

Their mortgage advisory service focuses on accessing exclusive deals and securing the best rates through personal one-to-one service. For clients with property assets, they provide specialist equity release advice on lifetime mortgages and home reversion plans. Tax planning and inheritance tax advice help clients maximise efficiency, whilst their annuities and income protection services round out their offering.

What distinguishes Acumen is their commitment to accessibility—financial advice isn't reserved for the wealthy—combined with their longevity, expertise and exceptional customer satisfaction. Their 100% Excellent Trustpilot ratings reflect genuine client trust built over nearly three decades. Rather than pushing generic solutions, they prioritise impartial guidance aligned with individual circumstances and aspirations.