F D Cummins Financial Planning Ltd
FD
Financial Advisors
F D Cummins Financial Planning Ltd
14 High St, Bristol BS37 6AH
# F D Cummins Financial Planning Limited
F D Cummins Financial Planning Limited is a Bristol-based financial advice firm partnered with M&G Advice, drawing on over 170 years of institutional credibility. The practice is led by Fergal Cummins, an experienced financial adviser with 16 years in the industry and a Diploma in Financial Planning, alongside Marta Semenowicz, a seasoned professional with over 15 years' experience and Level 4 qualifications.
The firm serves individuals and families seeking comprehensive financial guidance, particularly those concerned with securing their financial future through expert planning and tailored investment solutions. They work with clients across diverse circumstances, from those managing pension funds to families planning for retirement and estate protection.
What distinguishes F D Cummins is their commitment to bespoke, personalised advice rather than generic solutions. Fergal's background with Prudential, combined with access to carefully selected products from Prudential and other providers, enables rigorous assessment of individual client needs. Client testimonials consistently highlight their meticulous attention to detail, swift responsiveness, and ability to explain complex financial concepts clearly. The advisers prioritise client education and empowerment, ensuring individuals feel confident and informed about their financial decisions.
Both advisers bring genuine commitment to their clients' interests, with Fergal recognised for treating pensions with the gravity they deserve—as life savings—whilst Marta creates an approachable, non-judgmental environment. This combination of expertise, transparency, and personalised service makes them a trusted choice for serious financial planning.
F D Cummins Financial Planning Limited is a Bristol-based financial advice firm partnered with M&G Advice, drawing on over 170 years of institutional credibility. The practice is led by Fergal Cummins, an experienced financial adviser with 16 years in the industry and a Diploma in Financial Planning, alongside Marta Semenowicz, a seasoned professional with over 15 years' experience and Level 4 qualifications.
The firm serves individuals and families seeking comprehensive financial guidance, particularly those concerned with securing their financial future through expert planning and tailored investment solutions. They work with clients across diverse circumstances, from those managing pension funds to families planning for retirement and estate protection.
What distinguishes F D Cummins is their commitment to bespoke, personalised advice rather than generic solutions. Fergal's background with Prudential, combined with access to carefully selected products from Prudential and other providers, enables rigorous assessment of individual client needs. Client testimonials consistently highlight their meticulous attention to detail, swift responsiveness, and ability to explain complex financial concepts clearly. The advisers prioritise client education and empowerment, ensuring individuals feel confident and informed about their financial decisions.
Both advisers bring genuine commitment to their clients' interests, with Fergal recognised for treating pensions with the gravity they deserve—as life savings—whilst Marta creates an approachable, non-judgmental environment. This combination of expertise, transparency, and personalised service makes them a trusted choice for serious financial planning.
Services offered
Retirement planningPension fund managementInvestment adviceEstate planningFinancial security planningBespoke investment solutionsClient financial educationOngoing portfolio reviews