# Carl Summers Financial Services

Carl Summers Financial Services is an independent financial advisory firm based in Newport, TF10 7BW, serving clients across the Midlands and beyond. With over 20 years of combined experience, the team specialises in mortgages, protection insurance, investments and retirement planning.

The firm distinguishes itself through a carefully curated panel of industry-leading providers, enabling advisors to recommend solutions tailored to individual circumstances rather than pushing proprietary products. This independence is particularly valuable in the competitive mortgage market, where access to diverse lenders can unlock better rates and terms for clients.

The team comprises eight dedicated professionals, including Carl Summers as Lead Mortgage & Protection Specialist, supported by five qualified mortgage and protection advisors, plus dedicated personnel and processing managers. This structure ensures clients receive expert guidance at every stage, from initial consultation through to completion.

Carl Summers Financial Services earned recognition as a finalist for Best Broker for Protection at the Mortgage Strategy Awards, validating their expertise in this critical area. Their service portfolio spans first-time buyers through experienced investors, addressing life stage transitions with appropriate protection solutions—from mortgage protection and family cover to income protection and critical illness insurance.

What sets them apart is the personal touch combined with professional rigour. Rather than offering generic solutions, they invest time understanding each client's circumstances, concerns and ambitions. This consultative approach, backed by experienced advisors and a strong support infrastructure, has built the firm's reputation within the region.