# Bizness Doctor

Bizness Doctor is a Croydon-based advisory and consulting firm founded in 2022 by Muhammad Saleem, a CPA with over 22 years of experience in accounting, finance, taxation, and compliance across international markets. The firm serves two distinct client bases: start-ups and SMEs requiring operational and financial guidance, and individuals seeking protection from investment fraud and poor financial decision-making.

For businesses, Bizness Doctor provides comprehensive support including virtual CFO services, accounting, business operations management, international taxation, VAT compliance, and contract review. They help establish financial discipline, implement compliance frameworks, and generate feasibility reports—enabling founders to focus on growth whilst outsourced experts manage financial operations.

For individuals, the firm fills a critical gap by analysing investment opportunities and protecting assets from Ponzi schemes, fraudulent ventures, and poorly managed real estate deals. Their financial planning service empowers non-finance professionals to make informed decisions about their wealth.

What distinguishes Bizness Doctor is the founder's genuine understanding of both corporate and personal finance across multiple jurisdictions, combined with a commitment to accessibility. Rather than positioning themselves as expensive consultants, they emphasise value and smooth business operations over fees. They also specialise in supporting Overseas Pakistanis with tax returns, land verification, and relocation services—a niche reflecting their international expertise and community connection.