# Nationwide Debt Consultants (NDC)

Based in London E15 1XH, NDC is a debt advisory firm specialising in helping individuals navigate complex financial difficulties through structured debt solutions. The company serves people struggling with unsecured debts including credit cards, personal loans, overdrafts and mail order debt, as well as those facing arrears or creditor action.

NDC distinguishes itself by offering a comprehensive range of formal and informal debt arrangements tailored to individual circumstances. Rather than promoting a single solution, they conduct thorough consultations to understand each client's situation before presenting appropriate options. Their service model focuses on three core stages: initial consultation to assess circumstances, presentation of suitable solutions, and client-led decision-making.

The firm provides access to multiple debt management pathways across England and Scotland, including Debt Management Plans, Individual Voluntary Arrangements (where clients can write off up to 85% of unsecured debt), Debt Consolidation, Trust Deeds, and formal insolvency procedures. This breadth of expertise enables them to serve clients with varying financial profiles—from those seeking manageable payment reductions to those requiring debt write-off through formal arrangements.

What sets NDC apart is their emphasis on achieving tangible outcomes: reducing monthly payments, halting creditor action, freezing interest and charges, and ultimately writing off unaffordable debts. They position themselves as guides helping clients regain financial control rather than sales-focused advisors pushing specific products.