# We Tranxact Ltd

We Tranxact is a Visa-approved payment solutions broker based in Birmingham that specialises in helping UK businesses accept card payments. Since 2016, the company has partnered thousands of businesses across the UK and Europe with reliable merchant accounts and payment terminals.

The business serves a diverse range of industries, from retail shops and restaurants to tradespeople, beauty salons, gyms, and automotive repair shops. Crucially, We Tranxact has carved out a niche supporting high-risk merchants—including e-commerce, gaming, CBD, adult services, travel, and subscription businesses—sectors that traditional payment providers often decline or heavily restrict.

What sets We Tranxact apart is their expertise in navigating complex compliance requirements and their access to a network of over 100 merchant banks. This allows them to secure stable payment processing solutions for businesses that face repeated rejections elsewhere. Their service model emphasises transparency, with competitive rates starting from 0.25% and no hidden fees, alongside UK-based customer support.

The company offers a comprehensive range of solutions including chip and pin terminals, virtual terminal payments (MOTO), mobile payment systems (mPOS), ecommerce gateways, and specialist high-risk merchant accounts. They also provide website audits and compliance consultation to ensure clients meet legal and technical requirements.

Rather than operating as a direct provider, We Tranxact functions as a knowledgeable broker, matching businesses with the right acquiring bank for their specific circumstances and risk profile.