# MSIVA - Mis-Sold IVA Claims Specialists

MSIVA is a specialist insolvency firm based in Bournemouth with over 30 years' experience helping individuals who believe they were incorrectly advised into Individual Voluntary Arrangements (IVAs). The firm emerged following government-led reviews that revealed significant numbers of people were directed towards IVAs when more suitable debt solutions existed.

The company serves clients who suspect their IVA was mis-sold due to circumstances such as having no assets, receiving inadequate fee explanations, being presented with limited options, or struggling with unaffordable payments. They identify specific red flags including debts below recommended thresholds, undisclosed income manipulation by advisors, or false claims about government backing.

What distinguishes MSIVA is their commitment to completely free initial reviews and consultations—clients can assess their situation without financial risk. Drawing on three decades of insolvency expertise, the team thoroughly examines IVA proposals and documentation to identify evidence of mis-selling. Rather than pursuing claims themselves, MSIVA connects suitable clients with specialist lawyers experienced in insolvency litigation, enabling recovery of overpaid IVA funds and claims against supervisors.

The firm also provides practical support such as helping clients obtain copies of their proposals from supervisors and offering detailed recommendations based on their findings. Their accessibility—available via phone consultation and online form submission—ensures clients can easily access their services. MSIVA addresses a genuine gap in the market, championing individuals who feel trapped by unsuitable debt arrangements and providing a pathway to potential financial redress.