# IFG Services

IFG Services is an independent financial advisory firm based in Bury that provides comprehensive wealth management and financial planning services tailored to individual circumstances. They serve clients across the North West who require strategic guidance on building, protecting and preserving their wealth.

The firm specialises in helping clients navigate complex financial decisions at key life stages, particularly around retirement. Their approach combines deep expertise across multiple financial disciplines with a commitment to personalised planning rather than off-the-shelf solutions. This integrated model means clients benefit from advice that considers the interconnections between pensions, investments, tax planning and estate matters—avoiding the fragmented guidance that often leaves tax liabilities unnecessarily high.

What distinguishes IFG Services is their emphasis on longevity planning and tax efficiency. They actively help clients minimise tax exposure across their entire financial picture, recognising that poor planning can inadvertently make "the taxman your largest beneficiary." Their service offering extends beyond basic investment advice to encompass equity release for later-life funding, long-term care planning, and sophisticated estate planning through wills and trusts.

The firm operates as independent advisers, meaning they can recommend products and solutions across the entire market rather than being restricted to proprietary offerings. They provide clients with interactive tools including a lifestyle planner, calculators, and tax tables to support informed decision-making. This combination of comprehensive service breadth, tax-focused planning philosophy, and commitment to independence makes them particularly valuable for individuals seeking coordinated financial guidance.