AFS Limited
AL
Financial Advisors
AFS Limited
41 Clarence Rd, Chesterfield S40 1LH
# AFS Limited
AFS Limited is an independent financial advisory firm based in Chesterfield, serving clients across the UK who require professional guidance on their financial futures. Authorised and regulated by the Financial Conduct Authority (Registration number 196880), the firm specialises in providing impartial financial advice without the constraints of representing particular product providers.
The business primarily focuses on mortgage and equity release solutions, with particular expertise in lifetime mortgages for later-life borrowing. As members of the Equity Release Council, AFS Limited upholds strict standards of consumer protection, including guarantees that borrowers will never owe more than their property's value. This specialisation makes them particularly valuable for older homeowners seeking to unlock equity or those with non-standard mortgage requirements, such as commercial, agricultural, or buy-to-let properties.
What distinguishes AFS Limited is their commitment to truly independent advice. Rather than pushing proprietary products, they assess the full market to recommend solutions tailored to individual circumstances. Their regulated status provides clients with formal complaint resolution through the Financial Ombudsman Service if needed, offering genuine peace of mind.
Operating traditional office hours (9am-5pm weekdays) with direct phone and email contact, the firm prioritises accessibility and personal service. They acknowledge the serious nature of mortgage and equity release decisions, particularly regarding implications for inheritance and means-tested benefits, demonstrating a responsible, client-centric approach to financial planning.
AFS Limited is an independent financial advisory firm based in Chesterfield, serving clients across the UK who require professional guidance on their financial futures. Authorised and regulated by the Financial Conduct Authority (Registration number 196880), the firm specialises in providing impartial financial advice without the constraints of representing particular product providers.
The business primarily focuses on mortgage and equity release solutions, with particular expertise in lifetime mortgages for later-life borrowing. As members of the Equity Release Council, AFS Limited upholds strict standards of consumer protection, including guarantees that borrowers will never owe more than their property's value. This specialisation makes them particularly valuable for older homeowners seeking to unlock equity or those with non-standard mortgage requirements, such as commercial, agricultural, or buy-to-let properties.
What distinguishes AFS Limited is their commitment to truly independent advice. Rather than pushing proprietary products, they assess the full market to recommend solutions tailored to individual circumstances. Their regulated status provides clients with formal complaint resolution through the Financial Ombudsman Service if needed, offering genuine peace of mind.
Operating traditional office hours (9am-5pm weekdays) with direct phone and email contact, the firm prioritises accessibility and personal service. They acknowledge the serious nature of mortgage and equity release decisions, particularly regarding implications for inheritance and means-tested benefits, demonstrating a responsible, client-centric approach to financial planning.
Services offered
Lifetime mortgagesEquity release adviceCommercial mortgagesAgricultural mortgagesBuy-to-let mortgagesIndependent financial adviceMortgage arrangementsRegulatory compliance consultation