Cap-It
C
Financial Advisors
Cap-It
6th Floor, London EC2Y 5AU
# Cap-It Business Description
Cap-It is a London-based financial services firm specialising in interest rate hedging solutions for UK borrowers. The company addresses a significant gap in the market by making interest rate cap protection—traditionally available only to large corporate borrowers—accessible to small and medium-sized businesses.
The firm operates through Cap-It Financial Limited, an FCA-regulated intermediary (FRN: 700118) that arranges and promotes capped loans and mortgages issued by Cap-It Issuer Limited. Their core offering centres on capped loans, which combine floating-rate or fixed-rate borrowing with interest rate caps or floors, allowing borrowers to benefit from falling rates while protecting against rises beyond a predetermined threshold.
Cap-It distinguishes itself through intelligent financial structuring rather than traditional lending. They educate borrowers on sophisticated hedging strategies, providing comprehensive resources including detailed explanations of financing options, risk management approaches, and market insights. Their educational content—spanning options guides, strategy frameworks, glossaries and FAQs—empowers clients to understand complex financial instruments.
The business targets sophisticated investors and high-net-worth borrowers, operating under strict FCA regulations. Their pre-vetting process ensures clients are classified as Self-Certified Sophisticated Investors, Certified High Net Worth Individuals, or Elective Professional Clients. This selective approach reflects their focus on delivering tailored, complex financial solutions rather than mass-market products.
Cap-It is a London-based financial services firm specialising in interest rate hedging solutions for UK borrowers. The company addresses a significant gap in the market by making interest rate cap protection—traditionally available only to large corporate borrowers—accessible to small and medium-sized businesses.
The firm operates through Cap-It Financial Limited, an FCA-regulated intermediary (FRN: 700118) that arranges and promotes capped loans and mortgages issued by Cap-It Issuer Limited. Their core offering centres on capped loans, which combine floating-rate or fixed-rate borrowing with interest rate caps or floors, allowing borrowers to benefit from falling rates while protecting against rises beyond a predetermined threshold.
Cap-It distinguishes itself through intelligent financial structuring rather than traditional lending. They educate borrowers on sophisticated hedging strategies, providing comprehensive resources including detailed explanations of financing options, risk management approaches, and market insights. Their educational content—spanning options guides, strategy frameworks, glossaries and FAQs—empowers clients to understand complex financial instruments.
The business targets sophisticated investors and high-net-worth borrowers, operating under strict FCA regulations. Their pre-vetting process ensures clients are classified as Self-Certified Sophisticated Investors, Certified High Net Worth Individuals, or Elective Professional Clients. This selective approach reflects their focus on delivering tailored, complex financial solutions rather than mass-market products.
Services offered
interest rate cap protectioncapped loan structuringcapped mortgagesinterest rate hedging strategyfinancial risk management consultationfloating rate loan arrangementfixed rate loan arrangementfinancing option advisory