# Five Point Consulting Limited

Five Point Consulting is an independent financial planning firm based in Wetherby, founded in 2012 by David McCabe. After two decades in financial services, McCabe established the practice to deliver personalised, independent financial advice to local clients who value a more human approach to wealth management.

The firm specialises in working with five distinct client groups: those approaching retirement, retirees seeking sustainable wealth management, individuals with significant assets, business owners planning for succession and personal futures, and trustees managing fiduciary responsibilities. This focused approach allows them to develop deep expertise in each segment's unique financial challenges.

What distinguishes Five Point Consulting is their commitment to genuine independence. As unaffiliated advisers, they can make bespoke recommendations tailored to individual circumstances rather than pushing proprietary products. The team holds ISO 22222 certification, demonstrating rigorous professional standards, whilst remaining fully regulated by the Financial Conduct Authority.

Their five-stage planning process—initial consultation, research, recommendations, implementation, and ongoing review—provides a structured yet flexible framework. Client testimonials emphasise their ability to translate complex financial concepts into understandable language, their approachability, and their genuine interest in achieving optimal outcomes. Long-standing relationships (some spanning over 20 years) reflect the trust clients place in their expertise and integrity.

The practice combines technical proficiency with accessibility, offering business owners and individuals peace of mind that their financial affairs are managed by knowledgeable professionals they can genuinely trust.